新加坡申请金融CMS大牌照要求和费用一览
本文简述根据新加坡证券和期货法（“SFA”）申请资本市场服务（“CMS”）许可证的主要工作内容和价格。此牌照主要适用于五大类金融市场服务机构，如下图，官网有罗列最基本的要求，但是实际要求往往更高，详细请扫码咨询我们的律师。申请手续服务费用总共为4万美金，未包括政府收费和其他杂费。具体参考下文。
The application for a Capital Markets Services (“CMS”) Licence under the Securities and Futures Act (“SFA”) of Singapore and the development of a compliance framework. The basic requirements are as below:
主要审核内容：
Key Factors
在评估 CMS 许可证申请时，MAS 主要考虑以下因素：
-申请人、其股东和董事的履历。
-申请人及其母公司或主要股东的行业经验和相关专业知识。
-能否满足 SFA 规定的最低财务要求。
-内部风险管理和合规系统的实力。
-商业模式/商业计划和经营展望以及相关风险。
When assessing an application for a CMS licence, MAS takes into account factors such as:
Fitness and propriety of the applicant, its shareholders and directors.
Track record and management expertise of the applicant and its parent company or major shareholders.
Ability to meet the minimum financial requirements prescribed under the SFA.
Strength of internal risk management and compliance systems.
Business model/ plans and projections and the associated risks.
审核周期和政府收费：
Processing Time and Government Fee
如果商业模式简单明了，申请人完全符合相关标准，并且申请完整清晰，MAS 预计审核和处理申请的时间为超过 4 个月左右。对于更复杂的或者更大型的公司，或者信息被评估为不完整或不准确的案件，MAS 将需要更长的时间来审查申请。所以请务必聘请专业服务团队。
MAS expects to take not more than 4 months to review and process an application if the business model is straightforward, the applicant meets the relevant admission criteria fully, and the application is complete and clear. For more complex cases, or cases where information is assessed to be incomplete or inaccurate, MAS will need a longer time to review the application.
政府会收取一次性申请费用1000新币（不可退），如有其他费用或通过官方邮件告知。如果授权牌照，每年需要缴纳2000到8000新币不等的执照年费。
A non-refundable application fee of $1,000 is required. A fee advice and instructions on the amount and manner of payment for the application fee will be e-mailed to your company. There are two types of annual fees – (i) annual fees for the CMS licence; and (ii) annual fees for the representatives appointed by the CMS licensee. The annual fee is the sum of the annual fees payable across all regulated activities of a CMS licensee.
申请服务主要内容及其费用：
Key Deliverables and Proposed Fees
一、（必须）准备 CMS 许可申请——这将包括提供战略建议、准备必要的申请表格、共同起草全面的商业计划（列出您的预期业务、产品类型、目标投资者、关键人员介绍、预计业务收入、团队组成和组织结构、公司治理、风险和合规框架），申请过程需回答MAS金管局的多轮问询，律师团队会服务直到许可申请过程结束。
Preparation of CMS licence application–This will include providing strategic advice, preparation of requisite regulatory forms, co-drafting of a comprehensive business plan (setting out your intended business, product types, targeted investors, introduction to key personnel, projected business revenue, team composition and organisation structure, governance, risk and compliance framework), as well addressing multiple rounds of questions from the MAS, until the conclusion of the licensing application process.
费用为 20,000 美元（针对一项经营活动申请），每项额外受规管经营活动需额外收费 5,000 美元。
Proposed fees of USD$20,000 (for one regulated activity), and additional fee of USD$5,000 for each additional regulated activity).
二、起草所有合规框架法律文件。我们将起草一套全面的合规手册，以确保您遵守 MAS 规定，包括十多项行业合规文件，例如反洗钱守则、行为守则、利益冲突守则等等。
Drafting of Compliance Framework. We will draft a comprehensive set of compliance manual to ensure your compliance with MAS regulations. This will include more than ten areas such as AML/CFT, Code of Conduct, Conflicts of Interest etc.
费用为 20,000 美元（针对一项经营活动申请），每项额外受规管经营活动需额外收费 5,000 美元。
Proposed fees of USD$20,000 (for one regulated activity), and additional fee of USD$5,000 for each additional regulated activity).
申请成功拿到牌照后提供的后续服务和价格(可选)：
Ongoing Services after CMS License is granted（optional）:
1常年法律顾问 Advisory Service
USD$30,000/Year or USD$3,000/Month（每月6个小时的专业咨询）
（Commitment of 6 hours advisory service per month）
主要包括以下服务
-回答合规性问题
-最新政策和对应要求
-公司文件存档和申报问题
-回答官方问询
-运营上的法律问题
-Ongoing advice on compliance or regulatory matters
-Alerting the Company on regulatory changes, and advising on the impact of these changes to your business
-Amending your compliance manual to take into account regulatory changes
-Oversight of regulatory filings
-Assistance on addressing regulatory question from MAS
-Oversight of your compliance registers (e.g. outsourcing, gifts and entertainment, complaints, incidents).
2合规审查(内部审计) USD$10,000/每次
Internal Audit USD$10,000/per audit
审计的范围主要是解决合规性和确保在新加坡SFA框架下的合法运营。我们将与公司讨论审计内容范围，以应对官方的监管，以及确保经营产生的风险因素可控。
The scope of the audit is to essentially to address the compliance and controls framework of your compliance obligations under the SFA. We will discuss with the Company the intended scope of an audit program. This will be a function of regulatory expectations as well as the risk factors arising from your business activities.
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